Healthcare Cash Advance


With a Healthcare Cash Advance, Marsh Capital provides fast working capital exclusively to businesses in the healthcare sector. In as little as three business days, you can receive capital for anything your business needs.

Unlike typical cash advance lenders who only consider credit card receipts, Marsh Capital understands that as a healthcare business credit card sales only constitute a tiny portion of your overall revenue. That’s why when qualifying for a Marsh Capital Healthcare Cash Advance, the amount your business is able to receive is based on your historic volume of insurance receivables as well as credit card receivables. By considering insurance receipts from any private or government insurance provider, including Medicare and Medicaid, we can offer substantially larger financing amounts with a much lower cost of capital than other traditional cash advance lenders.

Instead of taking a fixed daily, weekly, or monthly amount, repayment occurs through collection of a predetermined, fixed percentage of future insurance receivables. We only get repaid as you're repaid from any or all of your insurance processors.

Our approval process is painless. All we need to determine how much you qualify for is a one page application and your four most recent months of bank statements, both of which can be submitted online. We’ll determine which insurance types it makes sense to use as a repayment method and what percentage of those insurance types we’ll hold back to repay the financing. Within a few hours we’ll provide a completely free, no-obligation quote for your consideration. Our primary goal is to help your business grow. After discovering the speed and ease of acquiring additional funds, the majority of our clients decide to renew. We may be providing short-term financing, but we also strive to be your long-term partner in improving your business’ cash flow.

Businesses that represent the best fit for our product include:

  • Medical facilities who receive regular Medicare EFTs and insurance company payments electronically. Examples include but are not limited to ambulatory or surgi-centers, imaging centers, emergent care clinics, pain clinics, medical parks with multiple specialties and pharmacies.
  • Practitioners that perform procedures and accept GE Care Credit and other forms of patient financing as payment from customers. Examples include but are not limited to dentists, aestheticians, plastic or cosmetic surgeons, orthodontists and veterinarians.
  • Companies who use a billing company to collect payments from their customers (in any industry).

Ready to Apply?

You only need four things to get started:

  • Government-issued photo ID
  • Voided check from your business checking account
  • Last three statements from your business bank account

It’s really that simple. Get started online or give us a call at 1-(800) 756-3021. After that, you’re just a few hours away from approval. And upon approval, you’ll be able to access the funds in as little as one day.


Looking for other types of loans?

If our Small Business Loan isn't what you're looking for, be sure to check out the other funding solutions we offer, including our Business Loans, Term Loans or Merchant Cash Advance, Bridge Loans